2016 weekly budget calendar12/29/2023 You may also want to consider setting up a billing account on auto-pay so that there won’t be a need for you to remember when to make your payments and for which bills. Keep in mind that the lower your credit rating is, the harder it will be for you to get approval when applying for loans, including car loans, mortgages, and others. This also helps you keep a healthy credit rating. To avoid sky-high interest rates on your outstanding debts, you should make sure to pay your bills on time each month and in full. Then make sure to contribute to it as much as you can, especially if your company matches a percentage of your monthly contribution. If your company has a retirement savings plan for employees, take advantage of this. Whatever reason they have, whether they just “forgot” to or there was not enough money left, their savings account will never grow.īut if you want this account of yours to grow, set a part of your paycheck deposited into a savings account automatically. In many cases, people think of several excuses or reasons as to why they could not or did not set aside a specific amount every month into an account meant for savings.
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